Bad Credit Auto Insurance – What Affects My Car Insurance Premiums?

Words most people never thought they’d see together – “bad credit auto insurance.” You probably already know that there are many factors that affect your car insurance premium. But I’ll bet you never realized that credit was one of them!

No insurance company wants to pay claims so they calculate the risk associated with a person, and that determines the premium you pay. And having bad credit is one factor among many that insurance companies use when factoring in your “risk potential.”

Below are the major risk factors that car insurance companies use when determining your rate. Read more